Transamerica One - Wealth Management Platform

 

PLAN FOR YOUR FUTURE

It’s time to prepare for your financial future. The changes in the economy, how you save for retirement — 401(k)s instead of pensions — and other major events in life all have an impact on your future. Here are some hard facts that many people are now facing:

  • People are living longer. Life expectancy at birth increased from 69.8 years to 78.9 years between 1960 and 2020 for men and women in the U.S.(1)

  • A CFP Board survey conducted on Election day 2018 found that less than a quarter of voting-age Americans were "completely confident" about their ability to navigate through economic ups and downs.(2)

  • Even less, 22 percent, felt the same about thier ability to retire on time.(2)

  • Social Security by itself may not provide enough retirement income.

With challenging obstacles and issues to finding ways to put your money to work for you, there needs to be a strategy that can help you manage your money and help you work toward a more sound financial future.

And there is.

The Transamerica® ONE Wealth Management Platform, was created to help people to have their money professionally managed by Transamerica Financial Advisors, Inc. (TFA) and its institutional and boutique model managers.  With Transamerica ONE, your money can work for you.

 

WHAT TRANSAMERICA ONE MEANS FOR YOU

While some separately managed account programs may require a minimum investment of $100,000, the Transamercia ONE platform is available to you with a $25,000 investment and you pay a monthly fee based on the value of your account that includes the costs of trading.(3)   Plus, the customized allocation options selected with your advisor,based on your investment objectives, will help you decide whether it is better to invest in multiple portfolios or just follow a single strategy. It is also important to know, most of the model portfolios have no investment minimums because the program can hold fractional shares of exchange traded securities, making diversification extremely efficient and cost effective.

 

YOUR INVESTMENT OPTIONS

The Transamerica ONE platform has diverse investment strategies developed by both institutional and boutique third-party investment managers, or model managers. These managers consistently monitor the global markets and make adjustments
to their models to help ensure that the strategy is appropriately executed.

The platform allows your financial advisor to offer these model portfolios and customize a strategy for you in a single investment account.  With a portfolion minimum of just $25,000, you have access to both our proprietary model portfolios and third-party models — giving you choices and the flexibility to select strategies that match your goals and objectives.

The platform spans multiple investment themes, including:

  • Risk Based Global Diversification

  • Global Tactical Allocation

  • Dynamic and Alternative Strategies

  • Defensive and Low Volatility Portfolios

  • Tax Advantage Strategies


1 "U.S. Life expectancy 1950-2020",  https://www.macrotrends.net/countries/USA/united-states/life-expectancy, January 10, 2020 

2 "The Retirement Crisis Is Much Worse Than You Think",  Forbes.com, https://www.forbes.com/sites/greatspeculations/2019/03/20/the-retirement-crisis-is-much-worse-than-you-think/#490589273949, March 20th, 2019

3 FOLIOfn Investments, Inc., the custodian, may charge additional fees for certain brokerage-related services. Please refer to their pricing schedule, at folioinvesting.com, for details.

Custodian for Transamerica ONE accounts is FOLIOfn Investments, Inc., a registered broker dealer, member FINRA and SIPC. TFA and FOLIOfn are not affiliated companies.

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Check the background of this financial professional on FINRA's BrokerCheck